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The Singapore financial district seen across Marina Bay.
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Wei Ling Tan
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Ypsilon from Finland via wikimedia

Singapore banks lift the Straits Times Index through resistance on margin surprise

Net interest margins came in ahead at all three local lenders. The index cleared a level it had failed at twice.

The Straits Times Index closed up 1.1 percent at 3,428, clearing a level that had turned it back twice in the past two months. The three local banks contributed most of the gain.

All three reported net interest margins ahead of consensus. The market had been positioned for compression as deposit costs caught up with loan repricing, and the compression was smaller than expected.

Why the margin surprised

Deposit competition eased. The aggressive fixed deposit pricing that characterised much of last year has faded as banks became more comfortable with their funding positions, and current and savings account balances stopped migrating to term deposits at the previous rate.

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About the author

Wei Ling Tan

Singapore and Greater China correspondent

Wei Ling writes on the Straits Times Index, Singapore REITs, MAS policy and the Greater China markets. She was previously a banking analyst and covers the sector with that background.

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